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Seasons of Change

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seasons-of-change

It’s graduation season… Such an exciting time! Not just for the graduates, but also their family and friends. The accomplishments, the possibilities for the future, the relief!!… So much is wrapped up during this time. There is something significant about the onset of summer as well. It’s the end of beautiful springtime. It’s the beginning of summer.  So much happens around this time; beginnings, endings,  celebrations… It’s a season of transition!Now your transition may not be a significant milestone like a graduation but it can be a time of reflection and a turning point towards who you are becoming. Frankly, this can happen at any time if you decide.Season of Change, Growth, Opportunity Change is scary for most people, and if we had our way we would remain in that comfort zone permanently. The familiar. On the other hand some people love it, because they know that it is during seasons of change that we grow.As you grow through these uncomfortable seasons, remember that all of us are equipped with our own special gifts or talents. It behooves us to explore and zero in on what those may be. Sometimes through trial and error, sometimes through failure; but the goal is to keep pushing towards the beauty that is within us.Who remembers the story of the 3 servants who were left in charge of their masters “talents”? The master went away and left in their care 5, 2 and 1 talents respectively…

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10-wonderful-lessons-from-mother

Mother’s Day is a special day for most people. I work in the payments industry and it’s the biggest spending day! Even bigger than Black Friday! Imagine that!. Suffice it to say, it’s an extra special day for some very special people; mothers.I did some research among my friends to gather info on what stands out in their minds as the greatest lesson they have learnt from their mothers. Responses were along the lines of advice on relationships, money, and life in general. I pulled all of that together as there are common threads in some. By the way, my sample was from both male and female. Some mothers are still here and making an impact, others have gone on to a better place and have left behind a lasting legacy. Below I share 10 wonderful lessons from mothers(in no particular order).SelflessnessSome of us can attest to mothers who would give their last ounce of effort just to ensure that their children’s basic needs were met. They would deprive themselves, not just physically, but also of their hopes and aspirations,  just so that we could have what we need to succeed. In some cases it was those extra funds to pay for the extra classes to prepare for exams, it could be that school trip, you name it.My friend recalls how her mother(who was a teacher) used to give guided tours to visitors to the island to make extra money…

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truth-about-parents

Being a parent is one of the most unique undertakings I have engaged in in my entire life. I’m sure all the parents out there can relate. It’s tough yet rewarding at the same time. The same people who make you want to scream and tear your hair out, melt your heart in an instant.I have always heard it said if you thought you knew love before, wait until you have a child. I can certainly attest to that 100 percent. So much so that I cannot fathom how anyone could intentionally cause harm to their own kids. That’s beyond my ability to comprehend.This brings me to the notion of our own parents. And this question is for those of us who have been fortunate to attain adulthood and still have our parents around… isn’t it interesting how the dynamic of your relationship with your parents evolves and changes over time? How you manage the balance between showing them respect, even fear(healthy) as your parents, seeking their advice on things, but yet becoming their guides in a changing world and for some even their caregivers. It’s as if you were becoming the parent to them, almost.(I also want to give a shout out to those who were raised by people other than biological parents. This post refers to those care givers as well).A childhood friend of mine reached out to me this week about a surprise birthday event she was…

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conversations-with-my-son-race-talk

Do you remember the show “Kids Say the Darndest Things”?  Well I want to turn that around and say “Kids Ask the Darndest Questions”. How do you respond when those questions lead to the subject of race? Here’s a recent conversation between my 5 year old son and his dad.”Daddy, am I African?””Not really, but you are African-American. Your ancestors were brought to America from Africa””And I am half-Jamaican too. So is Mommy more African than me and you?””No son, all of us are just as African””But Mommy is dark””Son, it doesn’t matter how dark or light you are, all African-Americans are descended from Africans”Now, to put this conversation in context, my son is 5 years old, soon to be 6. Very smart, enquiring mind. He reads well so if you want to keep something from him, don’t write it; it will get read. Children this age are very literal, you have to be so careful how you communicate with them because your words can mislead them, even though you have the best intentions.The subject of race and color is probably going to be one of the hardest things we are going to have speak to him about. Question is how much and when. Too much too soon can be just as harmful as too little too late.My BackgroundLet me backtrack a bit. I was born and raised in Jamaica; spent the majority of…

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overcome-financial-setbacks-debt-free

In Jamaica we have a saying “When trouble teck you pickney shut(shirt) fit yuh”.Translation: When trouble comes to you, a child’s shirt will fit youMeaning: When in difficult situations, you have to make adjustments to surviveI do believe we can all relate to a time in our lives when despite our best laid plans, we have suffered from some kind of setback, financial or otherwise. You know the kind that throws you into a tailspin and you’re left with your hands on your head wondering what your next move will be… the kind that makes you start to think of the worst possible scenario and thinking of contingency plans just-in-case. I am sure most, if not  all of us can relate. Today I want to focus on those of the financial kind, you know them.Well, I have had my fair share of those, and I thought I’d share with you how I was able to move forward from them and some lessons I have learned along the way. Now, I know some of you might have had worse things happen and others; not so bad. But what I will attempt to do is to pull some references from across the board that we all can relate to and hopefully the lessons will apply to your situation regardless of the intensity. Please keep in mind that this is not financial advice; I am just sharing my experience with you.None of…

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